CALL US TODAY @ (412) 935-8316
Get Funded Faster With Expert Guidance
At Gimme Sum Financial, we simplify business funding with fast, tailored loan options designed to fit your unique needs. Book your consultation today and take the first step toward growth.
Why Work With Gimme Sum Financial?
Traditional banks often prioritize large corporations and ultra-wealthy clients, leaving many small and growing businesses underserved or overlooked. Innovative Business Financing offers a smarter, more accessible approach designed specifically for entrepreneurs like you who need timely capital without the barriers.
Unlike big banks, we focus on your business’s unique potential and realities—not just credit scores or massive assets. Our flexible loan programs provide faster approvals, personalized terms, and opportunities to build your business on your own terms. We bridge the gap between where you are now and where you want to be, empowering you with the funding solutions that traditional lenders often can’t or won’t provide.
Experience a lending partner that understands small business and supports your vision for growth, with less red tape and a commitment to your success.
Products We Help Finance
Revenue-Based Funding
Revenue-Based Funding is a flexible financing option where repayment is tied to your business revenue. Payments rise when sales are strong and fall when revenue slows, making it a good fit for businesses with steady or growing income.
Common types include:
Merchant Cash Advances.
Cash Flow Financing.
Working Capital Loans with sales-based repayment.
This type of funding can be a fast option for businesses that may not qualify for traditional loans and want repayment that adjusts with cash flow.
Credit-Based Funding
Credit-Based Funding is based mainly on your business credit history and financial strength. It includes loans and credit lines with terms and rates that depend on your credit profile.
Common options include:
Term Loans.
Lines of Credit.
Business Credit Cards.
This type of funding works well for established businesses that want predictable payments and flexible access to capital.
Asset-Based Funding
Asset-Based Funding uses your business assets like inventory, equipment, or accounts receivable as collateral. It helps unlock cash from what you already own, even if credit or cash flow isn’t strong.
Common options include:
Invoice Factoring.
Accounts Receivable Financing.
Equipment Financing.
Asset-Based Lines of Credit.
Perfect for asset-rich businesses needing liquidity for growth or operations.
Real Estate Funding
Real Estate Financing uses property equity, rental income, or deal potential to fund investments. It provides fast access to capital for flips, rentals, and development even when traditional loans don’t work.
Common options include:
Hard Money Loans.
Fix-and-Flip Funding.
DSCR Loans.
Cash-Out Refinances.
Perfect for investors and builders needing quick property-based funding.
Support for Your Funding Needs
Every business has different goals, and we’re here to help you explore funding options that match your situation. If you don’t see exactly what you need here, contact us and we’ll help point you in the right direction.
Funding Guidance
Get clear, practical help from start to finish so you understand your options and know what to expect before moving forward.
Quick Turnaround
Our streamlined process is designed to save you time and help you move through the funding process as efficiently as possible.
Flexible Options
We help connect businesses with a variety of funding solutions for working capital, expansion, equipment, and other business needs.
Easy Start
Submitting your information is simple, and we help guide you through the next steps so the process feels less overwhelming.
Private and Secure
Your business information is handled carefully and kept confidential throughout the review and funding process.
Dedicated Support
You get personalized, one-on-one service from someone who understands business financing and can help point you in the right direction.
Top Industries We Fund To
We provide flexible funding solutions to businesses across a wide range of industries. While the sectors listed below represent some of the most common we work with, our financing options are not limited to these—many other business types may qualify based on their needs and performance.
Construction & Trades
Contractors and trades businesses using funding for materials, labor, and project expansion.
Transportation & Trucking
Owner-operators and fleets covering fuel, repairs, equipment, and working capital.
Restaurants & Food Service
Restaurants, cafes, and food businesses managing inventory, payroll, and growth.
Retail Businesses
Brick-and-mortar and online stores funding inventory, seasonal demand, and expansion.
Healthcare & Medical
Clinics, dental offices, and service providers investing in equipment and operations.
Manufacturing
Businesses producing goods that need capital for materials, machinery, and scaling production.
What Do I Need To Qualify?
Revenue-Based Financing
Requires at least 4 months in business with a minimum of $15,000 in monthly revenue. Approval is primarily based on consistent cash flow and business performance.
Credit-Based Financing
Typically requires a credit score of 680 or higher. Strong credit profiles can qualify for better rates, higher limits, and longer repayment terms.
Asset-Based Financing
Qualification is based on the value of assets such as equipment, vehicles, or inventory. Revenue and credit are less of a factor if sufficient collateral is available.
Real Estate Financing
Funding is based on 70–80% of the property's appraised value. Available for both investment and owner-occupied properties, with flexible options depending on the deal.
GIMME SUM FINANCIAL LLC ~ Financing for all 50 States!
If you meet these basic criteria, tap the BOOK A CONSULTATION button below for a quick preliminary check. We’ll help get your alternative lending journey started efficiently and confidently!
Contact us
Telephone: Call +1 (412) 935-8316
E-mail: kennethjones@gimmesumfinance.com
